Monday, February 12, 2018

Medicaid recipients find $1 premiums too confusing to pay

Medicaid recipients find $1 premiums too confusing to pay
"Imagine if you were poor and you got Medicaid, heavily subsidized by the taxpayer, but you had to pay between $1 and $15 a month in premiums.  
Wouldn't that be confusing?  
For many people, it is so confusing that they don't understand how to pay and end up being kicked off Medicaid.
While the work requirement is unprecedented in the history of Medicaid, Mr. Wagner and others say they're just as concerned about other new rules that will be confusing and hard to follow.  For example, many adults who don't pay their small premiums can be locked out of Medicaid for six months, unless they complete a financial or health literacy course.  Others will lose access to dental and vision care.
Critics of the plan point to Indiana, which dropped about 25,000 adults from its Medicaid program from 2015 through 2017 for failing to pay premiums there.
Some also find the new work requirements some states have imposed troubling:
Image result for it is too hardI'm wanting to go back to work, but if I was told, 'You have to go back,' I do think that would step up my anxiety,"  Ms. Penney said. "Volunteering would be less pressure, but you would still want to be consistent and reliable."
She expects she will find a way to pay the new premiums she'll owe under the plan – $4 a month – but predicts [that] it will mean going without other necessities at times.
"I was at the store yesterday, looking in my wallet and going, 'Do I have enough money for dog food?'" she said.  "The thought of taking on even one more expense feels overwhelming."
Imagine having to eat dog food to pay $4 a month in premiums!  Or, alternatively, imagine working a minimum wage job for 20 minutes, long enough to earn $4.  Some people would rather eat dog food.  But Ms. Penny is fighting back!
[S]he's a plaintiff in a lawsuit filed last month to stop Kentucky's new requirements from taking effect.
Read on! 

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