MuskegonPundit

Friday, July 30, 2021

Unintended Consequences: What the Surfside Condo Collapse Means to Agents and Underwriters, Plus Some Lessons Learned | Insurance Commentary with Bill Wilson

Unintended Consequences: What the Surfside Condo Collapse Means to Agents and Underwriters, Plus Some Lessons Learned | Insurance Commentary with Bill Wilson
"Last week, I blogged about some of the initial commercial property insurance issues involving the Surfside, Florida condo collapse.

Below are a few more observations regarding D&O, E&O, and homeowners insurance claim issues.
However, an email I received from a Tennessee agent last Friday represents a development I think is going to dramatically impact agents and underwriters on a daily basis.

So, I’d like to address that first.

The agent for an HoA received a request/demand from a condo unit owner’s lender for information on the association’s insurance program. The lender wanted detailed information on policy coverages such as the property deductible amount, Ordinance Or Law coverage, how the replacement cost limit was calculated, separation of insureds/severability of interest clause, proof and details of liability coverage, etc...Read all.

To Advance The Climate Agenda, Never Let Bad Weather Go To Waste - Climate Change Dispatch

To Advance The Climate Agenda, Never Let Bad Weather Go To Waste - Climate Change Dispatch
"Bad weather is wreaking havoc in parts of the world.

The cynical climate alarmist community hopes it will help get Joe Biden’s multi-trillion-dollar climate agenda through Congress.

“Amid summer of fire and floods, a moment of truth for climate action,” editorialized the Washington Post.

So let’s look at the “summer of fires and floods.”
Yes, it has been very hot in the Pacific Northwest.

Is this global warming, as alarmists want you to believe, or just weather?

The temperature reality is that there is no trend from 1911-2020 in very hot (i.e., 99F+) days in the Pacific Northwest. That’s according to Cliff Mass, a professor of atmospheric sciences at the University of Washington and no one’s idea of a “climate denier.”
It’s out-of-control wildfire season again, which is being fueled by the ongoing drought. Climate alarmists, of course, expect the public to believe that the drought is caused by global warming. But the natural history of the West over the past 1,100 years shows that megadroughts lasting as long as 200 years are the norm rather than the exception...Read all!

Lunch video-----The Great Thomas Sowell

He’s an economist, a historian, a philosopher, and one of the greatest social theorists America has ever produced. His name is Thomas Sowell, and he might be the most important scholar you’ve never heard of. Jason Riley, Senior Fellow at the Manhattan Institute, tells his inspiring story.

Noon-toon

VIDEO: 4 CVS shoplifters seen 'picking the place dry' as crime continues to spiral out of control in San Francisco - TheBlaze

VIDEO: 4 CVS shoplifters seen 'picking the place dry' as crime continues to spiral out of control in San Francisco - TheBlaze:

Witnesses said that they weren't surprised at the brazen shoplifting due to the seemingly unending torrent of retail thefts taking place across the city. "This sort of thing is becoming so normal," one witness told Lee, according to Fox News. A variety of similar incidents have taken place across the city and state over the last several months, including thefts from drug stores, clothing retailers, and more.

Ya think this is a good long-term plan? (note the $18 trillion debt is only a few years ago. $30+ trillion today!)

Oh My, Something About That New York Times Journalist Who Recently Called Trump Supporters "Enemies of The State" - The Last Refuge

"Katie Benner sounds like an American girl next door right? Alas, a little digging below the surface reveals something rather specific about the New York Times journalist.

Ms. Katie Benner made headlines yesterday by tweeting: “Today’s #January6thSelectCommittee underscores the America’s current, essential natsec dilemma: Work to combat legitimate national security threats now entails calling a politician’s supporters enemies of the state,” the previously little-known Benner wrote.

...As it turns out, Ms. Benner is not quite what she appears…. not even close.

Katie Benner (pictured left) used to write freelance for the Beijing Review, China’s only National news magazine in English, published by the Chinese Communist Party-owned China International Publishing Group.

Benner joined the New York Times in 2015 after her initial work at the communist propaganda outlet. {NYT CITATION}

NEW YORK TIMES – […] “Katie Benner of Bloomberg joining The Times as a technology reporter. She’s covered Wall Street and Silicon Valley. She’s been a magazine writer and a columnist. Early in her career she wrote for Beijing Review, and since last fall, she has been based in San Francisco for Bloomberg View. (2015, link)

The CCP-controlled Beijing Review was designated by the U.S. State Department in 2020 as a “foreign mission” of China {Citation}. ..READ ALL!!!!!

Do you see where this tech-censoring is gonna end up?

Redefining "racist indoctrination"-----Equity in schools and voter suppression are top concerns for Michigan’s new civil rights director

Equity in schools and voter suppression are top concerns for Michigan’s new civil rights director

".....“We’re in a position where, unfortunately, there’s divisive tactics being used,” Johnson said in an interview.

...Take the debate over critical race theory -- a college-level academic concept that studies how racism historically shaped public policy in the United States.

Recent efforts by school districts to create implicit bias training and address inequity are facing intense criticism from parents who contend the work amounts to critical race theory in disguise.

“(CRT) is not being taught at the elementary school level, it’s being taught at the graduate level,” Johnson said.

“To imply it’s reaching down that far is, I think, just a scare tactic.”...Much here, read all.

#1 This day 1974-----John Denver - Annie's Song (Official Audio)

OpenVAERS Website Is "Currently Offline" After Number of COVID Vaccine Deaths Reaches 11,405 as Listed on the Website

The OpenVAERS website released its most recent weekly numbers on Saturday.

*OpenVAERS.com* is currently down. It has been down for hours. OpenVAERS is a privately run site that data mines the official CDC VAERS site. The more difficult to read CDC-linked *VAERS* website is still up.

According to the website there are now 11,405 reported deaths from the COVID vaccines in the United States according to the latest numbers.

They've been corrupt for DECADES!!!

Doctor Goes Off on New CDC Mask Guidance: 'Not Justifiable Whatsoever,' Will 'Backfire Big' by Guy Benson

Doctor Goes Off on New CDC Mask Guidance: 'Not Justifiable Whatsoever,' Will 'Backfire Big' by Guy Benson:

As for the exit strategy point, many Americans fear that there isn't one, and that open-ended control over their lives is the point -- whether explicit or subconscious on the part of the Powers That Be. The CDC's latest round of decisions reinforces this cynical view, and does to needlessly.

Delaware US Attorney Blocked Hunter Biden Warrants and Subpoenas in Order to Protect the Joe Biden 2020 Election Effort - The Last Refuge

"Baselines are always important when reviewing information; I cannot stress this enough. When the corrupt instititional officials within the DOJ and FBI need to justify their corrupt activity, or get out in front of any exposure of their corrupt activity, they consistently run to two media outlets, The New York Times and Politico. [State Dept use CNN, Intelligence Community use Washington Post] This is the one constant you will notice in all reporting.

That is the baseline for Politico writing today about U.S. Attorney David Weiss intentionally burying information about an investigation of Hunter Biden in the summer and fall of 2020 in order to protect the candidacy of Joe Biden. USAO Weiss of Delaware stopped the investigation of Hunter Biden, stopped issuing grand jury subpoenas, and stopped the issuance of search warrants in order to keep the public from knowing that Hunter Biden was under a criminal investigation.

~ Two Tiers of Justice ~

Contrast that –now confirmed– defensive activity, with these exact same DOJ and FBI officials leaking everything they could about investigations of Donald Trump, or anyone in Trump’s orbit, even when those investigative statements were false, in order to undermine his candidacy and presidency...Read all!!!

AM Fruitcake

History for July 30

History for July 30 - On-This-Day.com

Thomas Sowell 1930

1942 - The WAVES were created by legislation signed by U.S. President Franklin D. Roosevelt. The members of the Women's Accepted for Volunteer Emergency Service were a part of the U.S. Navy.
1945 - The USS Indianapolis was torpedoed by a Japanese submarine. The ship had just delivered key components of the Hiroshima atomic bomb to the Pacific island of Tinian. Only 316 out of 1,196 men aboard survived the attack.
1956 - The phrase "In God We Trust" was adopted as the U.S. national motto.
1965 - U.S. President Johnson signed into law Social Security Act that established Medicare and Medicaid. It went into effect the following year.
1990 - In Spring Hill, TN, the first Saturn automobile rolled off the assembly line.
2003 - In Mexico, the last 'old style' Volkswagen Beetle rolled off an assembly line.

Thursday, July 29, 2021

The Tide Is Turning: Democrats Begin to Doubt Biden's Election 'Victory' as Majority of Voters Now Support Election Audits

The Tide Is Turning: Democrats Begin to Doubt Biden's Election 'Victory' as Majority of Voters Now Support Election Audits:

As the dust settles in the wake of the disputed Nov. 3 presidential election, an increasing number of Americans are skeptical of its outcome, with more voters now favoring forensic audits to affirm the authenticity of the stated results.

The good old days!-----5 Hilarious Classic Car Commercials from the 60's and 70's

Globo Karens are coming for your memes.

"They're big mad."

Police discover an entire Texas hotel has been rented out for COVID-positive immigrants

"A charity in the border town of La Joya, Texas, reportedly has rented an entire hotel to house illegal immigrants who have tested positive for COVID-19, giving no notification to the local community...Read all.

They hate us. AND they want us punished!-----NYT reporter deletes tweets urging Trump supporters to be called 'enemies of the state' amid backlash | Fox News

NYT reporter deletes tweets urging Trump supporters to be called 'enemies of the state' amid backlash | Fox News

Katie Benner claims her original tweets were 'unclearly worded'
New York Times reporter Katie Benner deleted tweets calling for Trump supporters to be considered "enemies of the state" after she faced viral backlash from critics.

Amid the first hearing of the Jan. 6 committee on Capitol Hill, Benner suggested that in order to "combat" national security threats within the country, the solution was to target the voters of the former president...Read all.

Chris Cuomo Battles Bryon Donalds over Mandates - Louder With Crowder

Chris Cuomo Battles Bryon Donalds over Mandates - Louder With Crowder:

The fact that the Florida congressman's governor is the real America's Governor and Chris' brother can't keep his slimy hands off of the broads may have added to the contentious nature of this interview. Byron Donalds made a medical decision for himself that Chris Cuomo disagrees with. You know the one. Cuomo, being the douchecanoe he is, accused the congressman of telling people not to make that medical decision. Ignoring all the times Donalds said in THIS INTERVIEW that people SHOULD make that medical decision. If they want to. Donald chose not to. It shouldn't be all that confusing. Yet, here we are.

John Hayward says what needs to be said about the Jan. 6 show trial - Bookworm Room

Whether it’s the fascist show trial in the House or the political prisoners in D.C. jails, John Hayward explains what’s really going on.

"...Here’s John Hayward’s Twitter thread, turned (verbatim) in the prose I find easier to read:

The 1/6 rioters should be treated with the same severity as Black Lives Matter rioters. Since that is not remotely possible, all else is political theater and raw exercises of power, and I am weary of pretenses to the contrary.
I’m weary of our ruling class sending the message that your home, business, and personal safety are at the mercy of violent Demcorat-approved grievance groups, but don’t you DARE do anything that makes the aristocracy in D.C. uncomfortable.
I’m tired of hearing the Abolish the Police Party demand limitless scrutiny and aggressive defunding of the police who protect the rest of us, but unquestioning support and increased funding for the police who protect THEM. Why not protect the Capitol with social workers, huh?...Read all!!

Truth Comes Out about Hunter Biden’s Art Dealer — and the Deal Is Even Shadier Than We Thought

Truth Comes Out about Hunter Biden’s Art Dealer — and the Deal Is Even Shadier Than We Thought
"Everything started earlier this month when reports began to circulate.
...The Washington Post reported earlier this month, “White House officials have helped craft an agreement under which purchases of Hunter Biden’s artwork — which could be listed at prices as high as $500,000 — will be kept confidential from even the artist himself, in an attempt to avoid ethical issues that could arise as a presidential family member tries to sell a product with a highly subjective value.”
...Fox News provides details on the shady deal...
...Isa Cox at Western Journal further questions Hunter’s stake in a Chinese private equity firm...Read all.

Lunch video-----Why Are so Many Young People Unhappy?

"Why are young people so unhappy and so anxious about their future?

Healthcare professionals and social scientists round up the usual suspects: drug addiction, social media, cyberbullying, fear of impending demise of the planet.

See anything important missing from that list?

Dennis Prager does."

Noon-toon

Anthony Fauci Wines About People Criticizing Him - Louder With Crowder

Anthony Fauci Wines About People Criticizing Him - Louder With Crowder: Anthony Fauci has been a whiney little biyatch as of late. More so than usual. It started after the most recent time Rand Paul slapped him around. The Senator even accused Fauci of lying to Congress. Fauci isn't used to hearing people dare question his brilliance, but even mainstream media reporters are doing it. Well, mainstream media reporter. As in, single. Josh Rogin from Washington Post. We'll get to him in a second. Fauci is doing what every other liberal does to avoid criticism. Create a strawman and set it ablaze. Fauci's strawman is that his critics are not just anti-science, they are attacking the integrity of the brave Chinese scientists.

And the media is silent.

Ashli Babbitt’s Mom: Nancy Pelosi Orchestrated The Killing Of My Daughter

Ashli Babbitt’s Mom: Nancy Pelosi Orchestrated The Killing Of My Daughter
"After nearly eight months of questions and controversy surrounding the events of Jan. 6, the most prominent question remains unanswered: Who killed Ashli Babbitt?
Michelle Witthoeft, Babbitt’s mother, says Speaker of the House Nancy Pelosi is responsible for her daughter’s death.“My daughter was a California constituent, and Nancy Pelosi not only, I feel like, orchestrated the death of my daughter.”
“I’ve reached out to Nancy Pelosi’s office several times, and she has yet to call me back because she’s too busy playing in her clubhouse with all of her elite people,” Witthoeft said.
...“The Capitol Police should be held accountable like every other police department in the country.”...Read all.