What could possibly go wrong?----Setting The Record Straight: Detroit Wants Its Own Auto Insurance Company? At What Cost To Michigan Taxpayers?

Setting The Record Straight: Detroit Wants Its Own Auto Insurance Company? At What Cost To Michigan Taxpayers?:
"Detroit Wants Its Own Auto Insurance Company?
At What Cost To Michigan Taxpayers?
Yesterday on the Mitch Albom show on WJR 760 am in Detroit, Detroit Mayor Mike Duggan continued his push for the City of Detroit's alternative automobile insurance option "D Insurance".  
There is no doubt that there is serious auto problem insurance problem in Detroit where auto insurance premiums are just about unaffordable for most.  
According to study's and Mayor Duggan's comments on the radio last evening, 1 out of every 5 Detroiters are currently driving without insurance compounding the problem. 
...Mayor Duggan's plan is to offer an alternative auto insurance plan that caps medical coverage at $250,000.  
The question is though is that legal?
Currently in Michigan the medical coverage cap for all auto insurer's is $530,000 after that point is reached then the Michigan Catastrophic Claims Association reimburses the auto insurance company.