Bank CEO reveals how Obama administration shook him down

Bank CEO reveals how Obama administration shook him down | New York Post:
The former CEO of Ally Financial Inc. says the Obama administration abused its power by holding the bank’s business hostage in order to coerce a record settlement of “trumped-up” racism charges and push profit-killing new regulations on the entire auto-lending industry.
The huge $100 million deal has spooked several other major lenders into resolving similar race-bias charges and offering below-market rates to minorities for car loans.
Michael A. Carpenter, who helmed Detroit-based Ally from 2009 to 2015, complained in an exclusive interview that Obama’s powerful consumer watchdog agency threatened to derail the bank’s efforts to obtain key regulatory approvals if it didn’t agree to settle the allegations out of court.
“To be strong-armed by a regulator was inappropriate to say the least,” he said.
“They absolutely knew they had tremendous leverage over us.”
Since the 2013 deal, the Consumer Financial Protection Bureau has accused the industry’s biggest lenders of ripping off black and other minority customers by charging them higher interest rates than whites.
But Carpenter says there’s no merit to the accusations.
He suggests they’re merely a means to a political end: forcing car dealers to abandon discretionary pricing and equalizing credit outcomes, regardless of borrower creditworthiness. 
He warns moving to flat-rate financing, as the administration wants, would limit the industry’s ability to make a profit and cover risk and would be like “signing our own death warrant.”
Read on!

AM Fruitcake

History for March 9

History for March 9 - On-This-Day.com:
Amerigo Vespucci 1454, Mickey Spillane 1918 - Author, Yuri Gagarin 1934


Mark Lindsay 1942 - Singer (Paul Revere & the Raiders), Linda Fiorentino 1960 - Actress, Juliette Binoche 1964 - Actress


1820 - The U.S. Congress passed the Land Act that paved the way for westward expansion of North America.


1862 - During the U.S. Civil War, the ironclads Monitor and Virginia fought to a draw in a five-hour battle at Hampton Roads, Virginia.


1916 - Mexican raiders led by Pancho Villa attacked Columbus, New Mexico. 17 people were killed by the 1,500 horsemen.


1936 - The German press warned that all Jews who vote in the upcoming elections would be arrested.


1959 - Mattel introduced Barbie at the annual Toy Fair in New York.


1964 - Production began on the first Ford Mustang.


1975 - Work began on the Alaskan oil pipeline.


1977 - About a dozen armed Hanafi Muslims invaded three buildings in Washington, DC. They killed one person and took more than 130 hostages. The siege ended two days later.

Muslims Shout “Allah Akbar” While BUSTING OPEN A Border Fence. What The Cops Did Next…OMG! | Yes I’m Right.

Muslims Shout “Allah Akbar” While BUSTING OPEN A Border Fence. What The Cops Did Next…OMG! | Yes I’m Right.:

"Here’s more proof as to why we need to shut our borders.

On the border of Macedonia and Greece there is a fence to keep out unwanted immigrants. It’s pretty flimsy and it’s detailed in this video."

Important read-----What the Campus Crybully Wars Are Really About

What the Campus Crybully Wars Are Really About | Frontpage Mag
The campus wars aren’t really about race. 
Race and the rest of the identity politics roster are the engine for transforming an academic environment into an activist environment.

...While black students are the public face of the campaign, behind them are embedded faculty radicals like Melissa Click whose abuses recently led to her firing from the University of Missouri.
Click’s body of work, gender, race and sexuality analyses of popular culture, is fairly typical of the activist faculty behind the power grab.
Media studies is often confused with journalism, but the two have little in common. 
Media studies has become a guide to politicizing culture by viewing it through the intersectional lens.
...When we talk about political correctness, it isn’t just about banning certain jokes.
That’s the smallest part of it.
Political correctness is about making the political filter, the left’s lens, mandatory for all.
The campus wars are dividing universities between academic departments and activist departments. 
The activist demands call for embedding activism deeper into the structure of universities with more activist deans, departments and professors dedicated to their agenda.
Funding is diverted from education to activism. 
Activist curriculums become mandatory to recruit more student activists.
...While race is being used as a Trojan horse for the crybully movement, the practical outcome of such policies would make academic departments subservient to activist departments. 
The latter would take over and hollow out the former leaving nothing but worthless degrees and student debt.
Graduates would be qualified to do little except be activists and “allies” in their chosen fields.
Their mission would be to propagate and enforce politically correct doctrines in the classical Soviet political commissar sense.
Safe space culture would silence dissent among faculty and students while creating activist student-faculty organizations empowered to conduct an endless cycle of purges and protests.
College would be free and utterly useless for anything except turning out the next generation of community organizers. 
It is not only the ideas themselves that are endangered, but the entire mechanism for exchanging them.
The activist model would not only eliminate intellectual diversity, it would eliminate education.
The campus wars are about political correctness as a way of life. 
Inside every crybully wailing about their fragility is a totalitarian screaming to be put in charge of every single professor and student.

Miracle drink!-----A New Study Claims Coffee Could Prevent Premature Death

A New Study Claims Coffee Could Prevent Premature Death:
Go ahead and have that second, third and fourth espresso this afternoon.
A new study suggests drinking more coffee could prevent premature death.
Published in the journal Circulation, the study looked at data from 167,000 women and 40,000 men at different points in their lives, concluding that "higher consumption of total coffee, caffeinated coffee and decaffeinated coffee was associated with lower risk of total mortality."
According to Walter Willett, a researcher from the Harvard School of Public Health and one of the study's authors, people who drink three to five cups of coffee per day had a 15% lower risk of premature mortality, or a potentially preventable death that occurs before the person's expected age.
You don't have to be a caffeine fan to benefit:
The study found decaf coffee worked just fine, and that the results are probably from the phytochemicals and other nutrients found in coffee beans.
"We went beyond total mortality and looked at specific causes of death," Willett told NPR.
"And we found that people who drink moderate amounts of coffee have lower risk of [death] from cardiovascular disease, diabetes, neurologic disease [such as Parkinson's] and suicide."

Marine Vet Notices U.S. Flag in a State of Disrepair. When He Asked Officials to Fix It, He Says Something Shameful Happened. | Video | TheBlaze.com

Marine Vet Notices U.S. Flag in a State of Disrepair. When He Asked Officials to Fix It, He Says Something Shameful Happened. | Video | TheBlaze.com:

"Raymond Rivera, a Marine Corps veteran who lives in New York City, noticed late last year that the American flag flying on public property outside his apartment complex was in a sorry state of disrepair — so he decided to do something about it.

“It was torn to shreds,” Rivera told TheBlaze.”The stars were on the side… it was torn and it was flying in a way it shouldn’t fly.”

Iran conducts new missile tests defying US sanctions

Iran conducts new missile tests defying US sanctions - Yahoo News:
Tehran (AFP) - Iran conducted multiple ballistic missile tests Tuesday in what it said was a display of "deterrent power," defying US sanctions imposed earlier this year aimed at disrupting its missile programme.
State media announced that short-, medium- and long-range precision guided missiles were fired from several sites to show the country's "all-out readiness to confront threats" against its territorial integrity.
...Ballistic missile tests have been seen as a means for Iran's military to demonstrate that the nuclear deal will have no impact on its plans, which is says are for domestic defence only.
..."Our main enemies, the Americans, who mutter about plans, have activated new missile sanctions against the Islamic Republic of Iran and are seeking to weaken the country’s missile capability," Hajizadeh said.
...Iran has always denied seeking an atomic weapon and argues that its missiles would never be designed to, nor ever carry, the bomb..."

This University of Oregon Study on Feminizing Glaciers Might Make You Root for Trump

This University of Oregon Study on Feminizing Glaciers Might Make You Root for Trump - Hit & Run : Reason.com:
"What does gender theory have to do with climate change and the depiction of glaciers in popular culture?
You can decide for yourself by reading what must be the least essential paper ever written:
"Glaciers, Gender, and Science—A feminist glaciology framework for global environmental climate change."
The recently published, utterly incomprehensible paper was co-authored by a team of historians at the University of Oregon, and funded via a grant from the National Science Foundation. 
I hope American taxpayers feel like they got their money's worth.
From the abstract:
Glaciers are key icons of climate change and global environmental change. 
However, the relationships among gender, science, and glaciers – particularly related to epistemological questions about the production of glaciological knowledge – remain understudied. This paper thus proposes a feminist glaciology framework with four key components: 
(1) knowledge producers; 
(2) gendered science and knowledge; 
(3) systems of scientific domination; and 
(4) alternative representations of glaciers. 
Merging feminist postcolonial science studies and feminist political ecology, the feminist glaciology framework generates robust analysis of gender, power, and epistemologies in dynamic social-ecological systems, thereby leading to more just and equitable science and human-ice interactions.
...But the paper is real—very real.
The University of Oregon, in fact, put out a glowing press release touting its existence..."

Lunch video---Watch Hillary's Embarrassing And Cringeworthy 1995 Parody of FORREST GUMP

Watch Hillary's Embarrassing And Cringeworthy 1995 Parody of FORREST GUMP (VIDEO) - Progressives Today:
"It’s important to note that this is something Hillary did herself, voluntarily, because she thought it would be funny.
In reality, it is one of the most painfully embarrassing things you will ever see.
It was created for the Gridiron Dinner in 1995.
The New York Times reported:
‘Hillary Gump’ a Hit at Washington’s Gridiron Club Dinner
With a little help from Hollywood, Hillary Rodham Clinton has been transformed into “Hillary Gump,” a slow-talking Southerner who strikes up a conversation on a park bench outside the White House..."

Noon-toon

Judge Napolitano Says This Is the ‘Horrific Catch-22′ Hillary Clinton Will Face in a Matter of Months | Video | TheBlaze.com

Judge Napolitano Says This Is the ‘Horrific Catch-22′ Hillary Clinton Will Face in a Matter of Months | Video | TheBlaze.com:

"Judge Andrew Napolitano said Monday that Hillary Clinton could face a “horrific catch-22″ in her ongoing email scandal — and it could come as soon as the next couple of months.

Napolitano was responding on Fox Business’ “Varney & Co.” to a claim made by Texas Democratic Rep. Joaquin Castro, who said Sunday that the Justice Department “cleared” Clinton in its ongoing investigation. But as Napolitano pointed out, the Justice Department has not “cleared” her."

IAEA: Iran Nuke Deal Limits Public Reporting on Violations

IAEA: Iran Nuke Deal Limits Public Reporting on Violations:
"The head of the international community’s nuclear watchdog organization disclosed Monday that certain agreements reached under the Iran nuclear deal limit inspectors from publicly reporting on potential violations by the Islamic Republic.
Yukiya Amano, chief of the International Atomic Energy Agency, or IAEA, which is responsible for ensuring Iran complies with the agreement, told reporters that his agency is no longer permitted to release details about Iran’s nuclear program and compliance with the deal.
Amano’s remarks come on the heels of a February IAEA oversight report that omitted many details and figures related to Iran’s nuclear program. 
The report sparked questions from outside nuclear experts and accusations from critics that the IAEA was not being transparent with its findings.
Amano disclosed in response to questions from reporters that the last report was intentionally vague because the nuclear agreement prohibits the IAEA from publishing critical data about Iran’s program that had been disclosed by the agency in the past..."

State Pension Debt Could Be Paid with Taxpayer Dollars

State Pension Debt Could Be Paid with Taxpayer Dollars | NBC 7 San Diego
"California’s pension liabilities are primed to rob the state’s piggy bank.
That’s the alarming claim coming from a new report by the right-leaning Pacific Research Institute (PRI) called California’s Pension Crowd-Out.
And it’s true, says UC Berkeley pension expert, Sarah Anzia.
“There is no doubt in my mind that this system is under serious pressure and that something is going to have to happen down the road to change things,” she said.
“This path we're on is unsustainable.”
...The costs he mentions are pension payouts and healthcare benefits owed to more than a million public workers in California.
Today, we’re about $170 billion short.
That’s equivalent to almost one-and-a-half times the state’s annual budget or $10,000 for every person living in California..."

Fox News Host Judge Jeanine Just Sent Major Warning To Christians That Everyone Should See

Fox News Host Judge Jeanine Just Sent Major Warning To Christians That Everyone Should See:

"Speaking to a capacity crowd on Tuesday night, the Fox News host said, “Although it seems that the protections that we have in the Constitution are protections that no one can take away from us, I want to tell you that they’re already being taken away. The irony of today’s liberalism that is accepting of anything and everything is that it is sanctioning discrimination against Christians.”

The marijuana industry has a dirty little secret

The marijuana industry has a dirty little secret | New York Post:
Moving the black market in marijuana into the light has been a boon for state tax coffers, entrepreneurs and cannabis users, but an inconvenient fact went unaddressed in the process: Potentially dangerous chemicals are used to grow it.
That changed last fall, when a Colorado newspaper’s investigation found shelves stocked with products grown using pesticides that hadn’t been approved for cannabis farming, spurring a rush of legal, regulatory and business activity.
...There is even concern that the federal government could intervene out of concern for public health, stalling the spread of cannabis legalization and the growth it has fostered.
...Growers have turned to pesticides — such as myclobutanil, which breaks down into an asphyxiant that can cause various forms of sickness when burned, and the insecticide imidacloprid..."

AM Fruitcake

History for March 8

History for March 8 - On-This-Day.com:
Oliver Wendell Holmes 1841, Claire Trevor 1909 , Alan Hale, Jr. 1918 


Mickey Dolenz 1945 - Singer, musician (The Monkees), actor , Carole Bayer Sager 1947, "Little" Peggy March 1948 - Singer 


1618 - Johann Kepler discovered the third Law of Planetary Motion.


1862 - The Confederate ironclad "Merrimack" was launched.


1894 - A dog license law was enacted in the state of New York. It was the first animal control law in the U.S.


1933 - Self-liquidating scrip money was issued for the first time at Franklin, IN.


1945 - Phyllis Mae Daley received a commission in the U.S. Navy Nurse Corps. She later became the first African-American nurse to serve duty in World War II.


1948 - The U.S. Supreme Court ruled that religious instruction in public schools was unconstitutional.


1965 - The U.S. landed about 3,500 Marines in South Vietnam. They were the first U.S. combat troops to land in Vietnam.


1982 - The U.S. accused the Soviets of killing 3,000 Afghans with poison gas.

Dick Morris: Major 'Turning Point' Against Trump

Dick Morris: Major 'Turning Point' Against Trump:

"Ted Cruz's victories in Kansas and Maine mark a dramatic turning point in the presidential race. Trump was favored to win both states and his falloff may be a significant indicator that he was badly hurt in Thursday's debate."

Video: Americans Don’t Know Who Washington D.C. Was Named After » Alex Jones' Infowars: There's a war on for your mind!

Video: Americans Don’t Know Who Washington D.C. Was Named After » Alex Jones' Infowars: There's a war on for your mind!: "If you thought that Mark Dice couldn’t top his previous videos in exposing the American public’s alarming lack of knowledge about their own country’s history, then think again – numerous beachgoers in San Diego don’t know who Washington D.C. is named after."

Steal your vote-----Michigan voter "photo ID required" scam.

Muskegon County Clerk:

"Voters without picture identification: 
Michigan election law anticipates that not all voters will have picture identification. 
Voters who do not bring picture identification to the polls or do not possess picture identification can vote like any other voter by signing an affidavit."

Navy Expands Body Fat Rules Beyond Obesity

Navy Expands Body Fat Rules Beyond Obesity | The Daily Caller:
So many sailors are getting kicked out of the Navy for failing to pass fitness tests that the service has decided to expand allowable body fat rules to accommodate the obese.
The Navy officially changed body fat regulations in January and is now extending a hand to sailors who have flunked fitness tests three or more times, despite frequent use of diet pills and liposuction, The Associated Press reports.
These obese sailors, whom the Navy refers to as “talented,” will get one final chance to succeed.
A total of 2,400 sailors will have their failure rate marked down to just one failure.
New regulations allow as many as two failed attempts.
...Upward movement in the percentage of allowable body fat shows that the Navy is willing to allow obese sailors, both male and female, to remain in the service, based on ACE’s definition.
...Still, Navy Secretary Ray Mabus has refused to refer to the shift as a downgrading in standards, instead preferring to call it an adjustment to reality.
...Other services in the military are having similar conversations about physical standards.
The Army is considering lowering standards, so that it doesn’t lose its crucial cyber-warriors..."

‘Senseless and Diabolical Violence’: Four Nuns Slaughtered in Yemen Retirement Home; Officials Blame Islamic State | TheBlaze.com

‘Senseless and Diabolical Violence’: Four Nuns Slaughtered in Yemen Retirement Home; Officials Blame Islamic State | TheBlaze.com:

"VATICAN CITY (TheBlaze/AP) — The Vatican says Pope Francis was “shocked and profoundly saddened” by a murderous attack at a home for the elderly in southern Yemen that killed 16 people, including four nuns.

The Vatican secretary of state said in a condolence message on Saturday that the pontiff “prays that this pointless slaughter will awaken consciences, lead to a change of heart, and inspire all parties to lay down their arms.”

Peaceful memorial rally in Ann Arbor honors lives of 63 deer killed

Peaceful memorial rally in Ann Arbor honors lives of 63 deer killed | MLive.com
ANN ARBOR, MI — Four dozen peace activists gathered Saturday afternoon in downtown Ann Arbor for a memorial rally honoring the lives of 63 deer recently killed by hired sharpshooters in the city's parks and nature areas.

The mood was somber, and hearts heavy.
"We are doing a public call to peace," said Ann Arbor resident Shunahsii Rose, memorial rally organizer and founder of In Sacred Balance.
"In a universal capacity, we're asking Ann Arbor to return to a path of peace, and this particular day we are offering a memorial to the deer that have been shot as a result of the Ann Arbor deer cull," she said.
"People who are here are from many different spiritual traditions and different communities, and I felt like it was important to have an interfaith acknowledgement of the longing for peace in our city."
Standing in a circle on the Library Lot next to the downtown library, they offered prayers, sang songs and passed a heart-shaped memento featuring an image of a deer as they shared their thoughts and reflected..."